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How Does CAP Work

Simply put, a electronic cash advance empowers your conversion of future credit card receivables, whether credit or debit cards, ACH, or imaged checks. Since it is a cash advance against sales yet to occur, the transaction is not reported to credit bureaus. We support the growth and success of your business.  There is no cost to get started – no points, no application or other hidden fees.

  • No personal guarantees
  • Funding of $15,000 to $1,000,000 per location
  • Your cash flow is uninterrupted
  • No collateral pledge on your home or business
  • No coupons or checks to write
  • No impact on your ability to qualify for other financing
  • Finance potentially well beyond your monthly electronic receipts
  • No fixed payment schedule; repayment is completely automatic
  • Repayment occurs as an agreed, fixed percentage of credit card receivables. If your electronic sales decline (e.g. in a seasonal business), so does the scale of repayment amounts; it is always commensurate without increasing the cost of the money transaction

Am I limited on how I use the cash advance?


There are no restrictions on how you use our capital funding. But here is just a brief suggestion list of the variety of needs that may reflect your own:

  • Meet payroll or tax obligations
  • Inventory purchase
  • Pay for repairs or purchase new equipment
  • Increase sales penetration through marketing strategy
  • Remodeling
  • Cover emergency costs
  • Buy out a partner
  • Open new location(s)
  • Support a seasonal trend

LPI Healthcare Financial Funding = Fast!

  • Over 80% approval on applications
  • Cash wired to your account in 7- 10 days or less
  • Easy application…
  • Fast pre-qualification – no signatures required

Simple Qualification

Qualifying is easy. These are the essentials:

  • Have been in business for six months
  • Verify that your business accepts electronic payments and that you average a minimum of $3000 in Visa/MC sales per month.
  • Provide us with your last consecutive four to six months’ Visa, MasterCard, Amex, Discovery, or other electronic processing statements
  • Complete and submit merchant application
  • Proof of ownership (business license, tax return schedule, etc.)
  • Be in good standing with your landlord
  • Be clear of any bankruptcies

© 2010 LPI Healthcare Financial